Financing & Layaway

FINANCING

Did you know Paris Jewellers offers several financing options with excellent terms, to suit every budgetary need? If you need to split your payments over several months, but want to take home your jewellery purchase right away, we can do that! If you want to put your jewellery item on layaway so that you can pay over time and pick up once it is paid - we can do that too.

We want you to be thrilled with your purchase, and ease your worry about paying for it with affordable and manageable financing options.

Applications must be made in person at one of our 29 jewelry stores located in British Columbia, Alberta, Saskatchewan and Ontario.  


FINANCING PLAN DETAILS 

With our financing card, you can get instant approval and credit, allowing you to take advantage of flexible payment plans and low or no interest. Our “Same as Cash” plan means that you can receive up to 12 months “no interest financing” as long as you pay off the entire balance on or before the due date.

FINANCING PLAN OPTIONS 

Standard Program (25 days)
No minimum purchase

Do not pay for 3 months 
Minimum purchase of $500

Do not pay for 6 months 
Minimum purchase of $500

Do not pay for 12 months 
Minimum purchase of $1,500

There is a $34.99 processing fee for all financing purchases that must be paid by cash, debit, or credit card (cannot be financed). 

THE FINE PRINT 

Interest accrues from the date of purchase on all plans. Interest charges are assessed if the balance is not paid in full by the end of the plan period and is charged at a rate of 29.90% APR.

Items discounted less than 51% off can be financed as per the options below. Items discounted more than 51% off cannot be financed.


LAYAWAY DETAILS

Minimum 20% initial deposit required. All pending layaways (not picked up) are eligible for refund within 30 days of original layaway start date on items in original condition (unaltered, unsized, unworn), with original packaging, documentation, appraisals and certificates.

Refunds are offered on the original form of payment and original card. All pending layaways after 31 days of original layaway start date are eligible for exchange or credit note. All picked up layaways are eligible for exchange or credit note within 30 days of original layaway pickup date on items in original condition (unaltered, unsized, unworn), with original packaging, documentation, appraisals and certificates. No alternations can be made until the layaway is at minimum 50% paid. No other person(s) other than those listed on the receipt are eligible to pick up this layaway. It is the sole responsibility of the purchaser to forward change of contact information required to contact the customer on behalf of this layaway.

If the layaway is not fully paid for and picked up within 6 months of original layaway start date, the item(s) and any deposits or payments made will become the sole property of Paris Jewellers. Ring Cam and Shipping Fees (if applicable) are non-refundable. Credit notes expire after 1 year of original issue date.

 

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